Additional Calculators

Mortgage Calculators

Adjustable Rate Mortgage Calculator

This calculator helps you to determine what your adjustable mortgage payments will be.

APR Calculator for Adjustable Rate Mortgages

Use this calculator to find the APR on your adjustable rate mortgage.

ARM vs. Fixed Rate Mortgage

Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.

Balloon Mortgages

A balloon mortgage can be an excellent option for many home buyers, use this calculator to see if a balloon mortgage might fit your needs.

Bi-weekly Payment Calculator

Using bi-weekly payments can accelerate your mortgage payoff and save you thousands in interest. Use this calculator to compare a typical monthly payment schedule to an accelerated bi-weekly payment.

Bi-weekly Payments for an Existing Mortgage

This calculator shows you the possible savings by starting to pay your current mortgage with bi-weekly payments, instead of monthly payments.

Blended Rate Mortgage Calculator

This calculator helps you determine the effective, or blended, interest rate you would pay if you use a first and a second mortgage to finance the purchase of a home.

Fixed Rate Mortgage vs. Interest Only Mortgage

Use this calculator to compare a fixed rate mortgage to Interest Only Mortgage.

Fixed Rate Mortgage vs. LIBOR ARM

Use this calculator to compare a fixed rate mortgage to a LIBOR ARM.

Interest Only ARM Calculator

Interest only mortgages can provide you with very low monthly payments, however you are not paying off any principal during the interest only period.

Interest Only Mortgage Calculator

Use this calculator to generate an amortization schedule for an interest only mortgage.

Maximum Mortgage

Use this calculator to determine your maximum mortgage and how different interest rates affect your how much you can borrow.

Mortgage APR Calculator

Use this calculator to find the APR on your mortgage.

Mortgage comparison: 15 years vs. 30 years

Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.

Mortgage Debt Consolidation

This calculator is designed to help determine whether using a mortgage to consolidate your debt is right for you.

Mortgage Loan Calculator

Use this calculator to determine your monthly payment and amortization schedule.

Mortgage Loan Calculator (PITI)

Use this calculator to determine your monthly mortgage principal, interest, taxes and insurance payment (PITI) and amortization schedule.

Mortgage Payoff

Save thousands of dollars in interest by increasing your monthly mortgage payment.

Mortgage Points Calculator

Should you buy points? Use this calculator to find out.

Mortgage Qualifier

Can you buy your dream home? Find out just how much you can afford!

Mortgage Required Income

Use this calculator to determine how much income you need to qualify for a mortgage and how different interest rates affect your required income.

Mortgage Tax Savings Calculator

Interest and points paid for a home mortgage are tax deductible. Use this calculator to determine how much your mortgage could save you in income taxes.

Option ARM vs. Fixed Rate Mortgage

Use this calculator see how a the minimum payment on an Option ARM Mortgage can save you money on your monthly mortgage payment.

Refinance Breakeven

Should you refinance your mortgage? Use this calculator to determine when you will breakeven!

Refinance Interest Savings

Use this calculator to see how much interest you can save by refinancing your mortgage!

Rent vs. Buy

Are you better off buying your home, or should you continue to rent?

 

Loan Calculators

Alternative Payment Frequencies

Use this calculator to determine your payment or loan amount for different payment frequencies.

Amortizing Loan Calculator

Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!

Balloon Loan Calculator

A balloon loan can be an excellent option for many borrowers, use this calculator to see how a balloon loan might work for you.

Credit Line

How big a line of credit can you receive? Use this calculator to find out!

Debt Consolidation Calculator

Should you consolidate your debt? Use this calculator to find out.

Enhanced Loan Calculator

Use the slider controls to instantly change your monthly payment, loan amount, interest rate or term.

Equity Line of Credit Payments

What will my monthly payments be for an interest only equity line of credit?

Existing Loan Calculator

Use this calculator to analyze one of your existing loans. Calculate your remaining balance based on the number of monthly payments you have remaining.

Line of Credit Payoff

Use this calculator to see what it will take to payoff your line of credit, and what you can change to meet your repayment goals.

Loan & Credit Line Tax Savings

This calculator helps determine your tax savings on loans or credit lines with tax deductible interest payments.

Loan & Line Payment

This calculator helps determine your loan or line payment.

Loan Comparison Calculator

Use this calculator to sort through the monthly payments, fees and other costs associated with comparing loan options.

Loan Prequalification Calculator

Use this calculator as your first step in determining your ability to qualify for a loan.

 

Credit Cards and Debt Management

Accelerated Debt Payoff

Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.

Consolidation Loan Investment Calculator

Getting a consolidation loan can do more than payoff your debt. Use this calculator to see the results of paying off your debt and investing your payment savings.

Credit Card Minimum Payment Calculator

Use this calculator to determine how long it will take you to payoff your credit cards if you only make the minimum payments.

Credit Card Optimizer

The Credit Card Optimizer helps you determine the best distribution of your credit card debt.

Credit Card Pay Off

Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.

How much do you owe?

Use this calculator as a starting point for your debt management plan.

Personal Debt Consolidation

Should you consolidate your debt? This calculator is designed to help determine if debt consolidation is right for you.

Roll-Down Your Credit Card Debt!

The Credit Card Roll-Down Calculator applies two simple principles to paying off your credit card debt.

 

Auto Calculators

Auto Loan Early Payoff

Find out how much interest you can save by increasing your monthly auto loan payment.

Auto Loans

Find out how much automobile you can buy based on your monthly payment, or find out your loan payment based on your purchase price!

Auto Rebate vs. Low Interest Financing

Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate.

Bi-weekly Payments for an Auto Loan

This calculator shows you possible savings by using an accelerated bi-weekly payment on your auto loan. This simple technique can shave time off your auto loan and could save you hundreds or even thousands of dollars in interest.

Bi-weekly Payments for an Auto Loan

This calculator shows you possible savings by using an accelerated bi-weekly payment on your auto loan. This simple technique can shave time off your auto loan and could save you hundreds or even thousands of dollars in interest.

Dealer Financing vs. Credit Union Financing

Use this calculator to help you determine whether you should take advantage of low interest dealer financing or credit union financing combined with a manufacturer rebate.

Home Equity vs. Auto loan

Use this calculator to determine if a home equity loan makes sense for your next automobile purchase.

Lease vs. Buy

Should you lease your next automobile or finance it? Find out with this calculator!

Low Interest Financing Savings

Low, promotional interest rates can save you a great deal of money when you finance your car or truck. Use this calculator to help find the best monthly payment and how much interest you could save.

 

Investment Calculators

Annual Stock Option Grants

Use this calculator to project how much a series of annual stock option grants could be worth to you.

Asset Allocator

Your age, ability to tolerate risk and several other factors are used to calculate a desirable mix of stocks, bonds and cash.

Future Contracts Calculator

Use this calculator to determine the number of futures contracts you may wish to purchase based on your account equity and trading plan.

Investment Loan

This calculator helps illustrate the effect of using a loan to purchase an investment or appreciable asset. Using debt as leverage to purchase investments can magnify your return. The downside is that you also increase your risk.

Investment Returns

There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line.

Municipal Bond Tax Equivalent Yield

Income generated from municipal bond coupon payments are not subject to Federal income tax and often are exempt from state taxes. Use this calculator to estimate the tax-equivalent yield (TEY) for a municipal bond.

Mutual Fund Expense Calculator

This calculator can help you analyze the costs associated with buying shares in a mutual fund. By entering a few pieces of information, found in your fund's prospectus, you can see the impact of fees and operating expenses on your investment.

Stock Option Calculator

Use this calculator to determine the value of your stock options for the next one to twenty five years.

Taxable vs. Tax Advantaged Investments

This calculator is designed to help compare a normal taxable investment, a tax deferred investment and tax-free investment.

Tax Calculators

1040 Tax Calculator

How much in income taxes will you pay? Use this 1040 tax calculator to help determine your tax bill for next April.

457 Payroll Deductions

Use this calculator to help you determine the impact of changing your payroll deductions.

Estate Tax Planning

Knowing your potential estate tax liability is a great place to start your estate tax plan. Use this calculator to estimate your estate tax liability.

Hourly Paycheck Calculator

Use this calculator to help you determine your paycheck for hourly wages.

Marginal Tax Calculator

Use this calculator to determine your marginal and effective tax rates. This calculator sorts through the tax brackets and filing options to calculate your true tax liability.

Net to Gross Paycheck Calculator

This calculator helps you determine the gross paycheck needed to provide an required net amount.

Payroll Deductions

Use this calculator to help you determine the impact of changing your payroll deductions.

Section 125 Cafeteria Plan

Use this calculator to see how participating in your employer's "Section 125 Cafeteria Plan" can help you pay less tax, and increase your net take home pay.

Self-Employment Taxes

If you are self-employed, operate a farm or are a church employee use this calculator to determine your self-employment taxes.

U.S. 1040EZ Tax Estimator

Many people can use the 1040EZ tax form instead of the more complicated 1040 to calculate their taxes. Containing only seven required inputs, the 1040EZ is one of the quickest forms to calculate your tax bill.

Personal Finance

Basic Calculator

This works just like a pocket calculator.

Basic Financial Calculator

This works just like a pocket financial calculator. In addition to arithmetic it can also calculate present value, future value, payments or number or periods.

Checkbook Balancer

Balance your checkbook with this quick and easy calculator.

Credit Assessment

How is your credit? Use this calculator for a quick assessment!

Home Budget

Analyze your budget, see where your money goes and find out where you can improve!

Life Expectancy

This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices.

Net Worth

This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.

Should my spouse work?

This calculator is designed to help you see the financial impact of having either one or two incomes for your household.

Student Budget

This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.

 

Insurance Calculators

Comprehensive Life Insurance Analysis

How much life insurance do you need? This comprehensive life calculator includes detailed net worth analysis, budgeting and college savings helps you find out.

Disability Insurance

Use this calculator to determine your disability insurance needs.

Fixed Annuity Calculator

A Fixed Annuity can provide a very secure, tax deferred investment. Use this calculator to help you determine how a Fixed Annuity might fit into your retirement plan.

Health Savings Account (HSA) Contribution Calculator

This Health Savings Account (HSA) calculator determines the amount you are allowed to deposit into an HSA account for the current tax year.

Health Savings Account (HSA) Goal Calculator

Are you looking at the Health Savings Account (HSA) as a retirement account? This calculator will help you determine what you need to do in order to reach your goal.

Health Savings Account (HSA) Savings Calculator

Use this calculator to help you determine how much your Health Savings Account (HSA) will be worth over time.

Health Savings Accounts (HSA) Employer Benefit

This calculator helps estimate the value of creating a High Deductible Health Plan (HDHP) with Heath Savings Accounts (HSA) for your employees.

Human Life Value

One of your most important assets is your ability to earn a paycheck. This calculator is designed to help you understand today's value of your future earning.

Immediate Annuity Calculator

Estimate what your monthly payments might be from an immediate annuity.

Life Insurance Calculator

How much life insurance do you really need? Find out here!

Long Term Care Calculator

Long term care is needed by those who can't perform the basic tasks required to take care of themselves. This calculator can help you determine if you are financially prepared for this impending expense.

Variable Annuity Calculator

How can a variable annuity help you save for retirement? Use this calculator to find out.

 

Business Calculators

Breakeven Analysis

Find out how many and what price you must sell your product at to make a profit.

Business Valuation

Enter your cash flow information, your cost of capital and your growth rate to determine your business NPV valuation.

Cash Flow Calculator

Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.

Commercial Loan Calculator

Use this calculator to estimate your debt service coverage with a new loan. If your debt service coverage is high enough, including your new loan payment, you have a good chance of being approved.

Debt Consolidation Calculator

Should your business consolidate its debt? Use this calculator to find out.

Equipment Buy vs. Lease

Should you lease your equipment or finance it? Find out with this calculator!

Financial Ratios

This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.

Inventory Analysis

Use this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders.

Profit Margin Calculator

This calculator can help you determine the selling price for your products to achieve a desired profit margin.

Working Capital Needs

Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.

 


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